Financial Planning

HYIP Projects: Features

HYIP Projects

The name «HYIP» is the English abbreviation for High Yield Investment Program, or «high-yield investment program». This is the name of the projects created specifically to generate a large income in a relatively short time.

There are many such funds on the Internet. They attract investors with promises of guaranteed profit, bright design, and attractive content. They guarantee a daily income when performed correctly. It also depends on the duration of the program.

The main attraction of the HYIP is the financial benefit. As a rule, the standard return is from 1 to 3% per day. All because such a project is a classic pyramid scheme. As long as depositors continue to pump money, it exists. As soon as the investments stop, the program gets closed. It’s completely anonymous and doesn’t give access to developers, executives, or company addresses.

Varieties and Benefits

Depending on the duration of the HYIP, it can be short-, medium-, and long-term. The development of the HYIP for a short time implies that the program itself does not invest anything, only the money of investors comes into circulation. Medium-term is more advantageous for both parties, that is, for the organizer and depositor. Such programs get closed after six months, at most one year after opening.

Long-term funds are less often established, although they offer the highest chances of earning an income. They rarely exist longer than a year. Not all HYIP projects attract people who want to invest. Short-term funds are not the most suitable option. In the medium and long term, investments continue for several cycles, then they need to be withdrawn.

Varieties and Benefits
HYIP has several advantages:

Provides a real opportunity to increase profits;
Allows you to quickly withdraw funds;
Provides access to e-wallet – these are the payment systems that projects use.
It is necessary to take into account the shortcomings. Despite the promises of high profits, it must be understood that banal luck plays a big role here. Once the objective is achieved, the program is closed and cannot be reached throughout its lifetime. There are no contacts, data about admins, addresses, or even e-mails.

Details To Pay Attention To When Starting An HYIP

It is not easy to start an HYIP, this question is better to entrust experienced specialists who know all the features of the project. You can visit this page to know more about pricing and buy hyip script. It is necessary to work out many details. Particular attention should be tehre for these parameters :

  • Company history or legend: This is a sure way to convince a potential customer to contribute. If he/she does not know anything about the program, he/she is unlikely to want to invest in it, despite the bright design of the site and loud promises;
  • Marketing plan: It is long and carefully worked out because it depends on the scheme and percentage of profitability. The mechanism of work of the project is created even before its opening, as then it will be impossible to change anything;
  • Calculation of the percentage of income: To increase it for the most important customers, you need to achieve a stable and large flow of investment.
Features of creating

Create Your HYI: A Step-By-Step Process

The scheme of HYIP creation is simple and repeatedly worked out. The first thing is to open an Internet resource that will be interesting to the user. It means a site with original, attractive design, interesting content, and fast downloading pages. It is necessary to choose a host with protection from hacker attacks.

The next stage is the purchase of an electronic wallet. You will use it to receive payments. Then you have to integrate it to the site to start the process of investing and earning income. The HYIP turnkey designer then selects a suitable platform for advertising campaigns. Promotion is necessary to attract new visitors.

For the normal operation of the project requires a specialist who will constantly monitor it. For investors who want to make deposits, the site must be available 24 hours a day, open quickly and download. All these works and actions on their own are very difficult to perform. It is much more convenient and profitable to turn to knowledgeable specialists. These are the HYIP turnkey companies that provide the services.

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Right Stocks

How To Choose The Right Stocks: Tips For New Investors

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BNKU Stock

BNKU Stock: MicroSectors US Big Banks Index 3X Leveraged ETNs

In 2022, you can no longer avoid the necessity of investing in stocks, and BNKU stock are one of the many alternates that you might be considering. For people who are new in the world of stocks, BNKU stands for Big Banks Index Exchange Traded Notes. Issued by the Bank Of Montreal, these notes offer a lucrative return daily. The lucrative return is so much so that it is 300% of Solactive MicroSectors U.S. Big Banks Index. Moreover, the Index represents popular financial institutions of the United States and contains only ten elements. Since 2022 is being considered as the year for investing in stocks, any investor looking for an advantageous return must consider BNKU stock. About BNKU Stock: Before investing in the BNKU: ETF section, it’s best to find out more about the BNKU stock. It is an Exchange Traded Note or ETN, which is not something you can buy and hold before selling it off at the right time. 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Dhani

Dhani Loans & Services Limited – Background And Services

When it comes to providing the best loans and other financial services to people, Dhani is one of the leading financial companies in India. They give people some of the best in class loans and financial assistance, along with having its own e-commerce shopping center rivaling the likes of Amazon for the Indian public. But how big is this company in 2023, and how many services do they provide? If you wish to learn more about this company, read this post until the end. Dhani - Overview Dhani was initially known as Indiabulls Ventures Limited since its inception in 1995 by Sameer Gehlaut. Soon, it established itself as a significant FinTech (Financial Technology) player in the Indian market as a financial software developer for various clients. Over time, it broadened its product and service portfolio when it launched a subsidiary named Indiabulls Consumer Finance Limited in 2017. This app-based India Bull personal loan money lending service targets the personal loans market in India. At the same time, it also launched another subsidiary named Indiabulls Securities Limited to become a major player in the Indian Stock Market. This subsidiary targeted India's stock trading consultation market, which was slowly rising. In 2020, Indiabnulls rebranded itself to Dhani. This changed the names of its subsidiaries as well. Indiabulls Consumer Finance Limited became Dhani Loans & Services Limited. In addition, Indiabulls Securities Limited became Dhani Stocks Limited. After this rebranding, the company dabbled into providing healthcare e-commerce services in the form of Dhani Healthcare Limited. This health tech (healthcare technology) subsidiary started selling medicines and healthcare consultancy online amidst the rise of the pandemic. This subsidiary soon extended its services to provide a full-fledged e-commerce platform where you can buy various products online, including food products, electronics, clothing, jewelry, and more. 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Dhani Services Share Prices If you wish to invest in this company by buying Dhani shares, the current share price as of April 2023 is ₹67.75. Here is a share chart showing its fluctuating share prices in the last few months: Image Dhani Controversies In 2023, every company is flawed, even if they look to be. Every company faces its own set of issues, affecting customers and creating controversies. In this regard, Dhani has faced several controversies in the last few years. Some of the most prominent controversies that Dhani loan has faced so far are: The former non-executive Director of the company came close to doing so in 2019. That year, she and her husband possessed unpublished business information, which they used as part of an “insider trading plan” to raise Dhani stock prices. After being caught in this act, they were impounded for ₹87,20,000 ($106,781) by the Securities and Exchange Board of India. The company expressed an “inability to make a formal statement” when several women doctors were sexually harassed on their online doctor consultation forums amidst the Covid lockdowns of December 2020. A detailed report of this incident was published by the Times of India newspaper. A glitch in the Dhani Loan app confused many users when they received a message to pay for loans they had never taken in April 2021. The company issued a formal apology for this inconvenience later on. Dhani was accused of several data breaches and misuse of personal financial information by many users in February 2022. Here, users claimed that their personal account numbers were used by unknown third parties to get loans in their names. This act was done without the consent and permission of the users. Moreover, this caused the people's credit scores to significantly drop, for loans they never took as a defaulter. 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Contribution Margin

Contribution Margin: What Is It, Overview, Examples, And More

Businesses use the contribution margin to measure how profitable it is to produce a product. Here, the business finds out how much revenue is left after the deduction of variable costs like transportation expenses and raw materials. A product is only profitable if the left-over revenue, after the deduction of variable costs, is higher than the fixed costs (insurance and salaries) of the business. In this article, you will learn about what contribution margin is and how it helps to measure the profit of a company. In addition to this, we will also share with you the formula for contribution margin and how to calculate using that formula. In the latter case, we will explain with the help of an example. You will also learn the uses of contribution margins in business. Finally, we will discuss some ways to improve this margin for businesses. What Is The Contribution Margin? According to Investopedia, “The contribution margin can be stated on a gross or per-unit basis. It represents the incremental money generated for each product/unit sold after deducting the variable portion of the firm's costs. The contribution margin is computed as the selling price per unit minus the variable cost per unit.” The term contribution margin is also known as dollar contribution per unit. The factor also helps the business to measure how much a particular product contributes to a company’s overall profit. The measure helps in getting an idea of the profit potential of a particular product that the company offers. Apart from that, it also helps in showing the portion of sales with the help of which the company is covering its fixed costs. After the company has covered all its fixed costs, the amount left is the profit that the company made in the given timeframe. Read More: Market Orientation – What Is It, And How Does It Work? How To Calculate The Contribution Margin? To calculate the contribution margin of a business, you will first need to calculate the sales revenue of the business. Then, you will need to subtract the variable costs of the business from the sales revenue. The amount that is left is used to cover the company’s fixed costs. Some of the major examples of fixed costs include rent, salaries, insurance, etc.  This resultant amount that the company is using to fulfill the fixed costs is the contribution margin of the company. Here is the formula for the contribution margin of a company: Contribution Margin = Net Sales Revenue of the business - Variable Costs of the businessOr,Contribution Margin = Fixed Costs of the business + Net Income of the business Here is the formula for the contribution margin ratio: Contribution Margin Ratio = (Net Sales Revenue of the business - Variable Costs) / (Sales revenue of the business) A Simple Example Of The Contribution Margin You can understand the contribution margin here with the help of a simple example - A Machine for manufacturing pencils is priced at $10,000. (Fixed Cost) The cost of manufacturing one pencil requires $0.2 of wood, pigment, color, etc. The electricity charges that go for manufacturing one pencil is $0.1. The labor charge is $0.3 for manufacturing one pencil. Therefore, the variable cost for manufacturing one pencil = $ (0.2+0.1+0.3) = $0.6 per pencil. So, the cost of manufacturing 10,000 pencils = $0.6 x 10,000 = $6,000. Hence, the total manufacturing cost = the variable cost + fixed cost = $6,000 + $10,000 = $16,000. Therefore, the cost of one pencil = $16,000 / 10,000 = $1.6. Hence, if the selling price of one pencil is $2, then profit  = $2 - $1.6 = $0.4 per pencil. However, to measure contribution costs, we will need to consider only variable costs. Therefore, the incremental profit = $2 - $0.6 = $1.4 per pencil. What Are The Uses And Applications Of Contribution Margin? According to the Corporate Finance Institute, “It is important to assess the contribution margin for break-even or target income analysis. [...] To resolve bottlenecks, contribution margin can be used to decide which products offered by the business are more profitable and, therefore, more advantageous to produce, given limited resources. Preference is given to products that provide a high contribution margin.” Hence, businesses can use this to find out those products that bring the highest profits despite consuming the same set of manufacturing resources. Let’s say a company manufactures two types of pencils. The one that brings the highest profit will be given the higher production preference. This also helps the management to allocate resources in the most efficient manner. How To Improve Contribution Margin? According to TheForage.com, “The more revenue available after variable costs are covered, the better, especially considering how expensive fixed expenses like rent and salaries can be. At the very least, a product must have a positive contribution margin to be worth producing. So, even if the product isn’t that profitable, the company can break even as long as the margin is high enough to cover fixed expenses.” In addition to this, a business can also improve its contribution margins if it adjusts its production costs and considers making its processes more efficient. The company can also reduce its variable costs, such as by lowering the expenses of factors like shipping and marketing. The company can reduce costs by choosing better and more affordable alternatives. Apart from that, the company can also find ways to improve its revenues. However, these need to be done with care, as improper implementation can backfire for the company. Read More: Market Cannibalization – Definition, How Does It Work, Example, And More Wrapping Up Hope this article was helpful for you to understand the concept of contribution margin. You can see from this article that the contribution margin is nothing but the portion of a product’s sales revenue, which is not taken up by variable costs. Hence, this left-over value contributes to the fixed costs of the company. Companies that are labor-intensive (the ones with small fixed expenses) have low contribution margins. On the other hand, the ones that are capital-intensive, such as industrial companies with higher fixed costs, have high contribution margins. Do you think that this margin is a very important indicator to understand a company’s profit? Share your answers with us in the comments section below. Read Also: Entrepreneur : Who Coined The Term ‘Entrepreneur’? Intrapreneurship – Definition, Importance, Duties, And Responsibilities What Is a Franchise, And How Does It Work? – Examples, Benefits & More