Financial Planning

CASHe Personal Loan App: Information, Eligibility Criteria, Interest Rates, Review & More

CASHe

Are you looking for a quick personal loan? Then CASHe is a great option for you, where you will be able to get short-term loans at low-interest rates. This platform is specifically created to offer short-term loans to young-salaried and self-employed people. The loans are of instant disbursal. You can get personal loans, even if you do not have a credit history.

In this article, you will basically learn more about CASHe loans and the major features of the CASHe app. Furthermore, we will also share some of the major reviews of CASHe, which can be beneficial for you to get an idea of the platform in general.

CASHe – How Does It Work?

CASHe – How Does It Work  

CASHe is a personal loan app that uses a credit scoring mechanism called Social Loan Quotient, which is based on artificial intelligence. In this mechanism, the CASHe app leverages various alternative sources of data coming from smartphones, social media and others.

Furthermore, monthly salary, education, career experience, and basic KYC experiences. This is mainly done to evaluate a loan borrower’s worthiness of credit.

CASHe App: How To Download The CASHe Loan App?  

CASHe App How To Download The CASHe Loan App

The following are the steps that you need to follow to download the CASHe app:

Step 1: Go to Google Play Store on your smartphone.

Step 2: Type ” CASHe ” on the search bar and tap on the search button.

Step 3: Click on the app named ” CASHe”

Step 4: Download and install the app.

You can also use the CASHe promo code to get good offers on loans, as well as various graces on the rate of interest. Apart from the app, you can also visit the CASHe official website to see various details of the loan. If you want to get yourself a loan, go to the instant personal loan section, and click on the “Get a Loan” button.

You will need to fill up a form and choose the type of loan you need. Furthermore, you will need to upload scanned documents about your personal details. After all these documents get properly verified, you will get the loan in no time. You can also get the loan within the same day.

CASHe Loan Details  

CASHe Personal Loan Details
CASHe Interest Rate2.25%
Loan Amount₹1000 to ₹4 lakh
Loan Tenure3 months to 18 months
Minimum Age of Loan18 years
Loan Processing FeeUp to 3% of the loan amount
Minimum Income (Monthly)₹12000
CASHe Loan Websitehttps://www.cashe.co.in/instant-personal-loan/
CASHe Complaints numberNot available on the website

The CASHe interest rates range from 2.25% per month to 2.5% per month (or 27% per annum to 33% per annum), based on the repayment tenure that you have chosen in terms of your loan. Once you have chosen your loan type, you will only need to pay accordingly.

What Are The Eligibility Criteria To Get CASHe Personal Loans?  

Here are the eligibility criteria you will need to fulfill to get an instant personal loan from CASHe:

  • You need to be at least 18 years of age. Minors are not eligible to get loans from CASHe.
  • Your maximum age should not be more than 58 years.
  • You must be at least employed for three months in your current organization where you are employed.
  • You should be able to provide valid income proof. Your monthly income should be at least ₹12000 per month.
  • You can only get a loan where the loan to value is 30% to 200% of your monthly salary. However, it depends on the type of loan that you choose.
  • You can make use of the cashe promo code to get the loans on time.

What Are The Documents Required For Loan Application?  

There are several types of documents that are required for the loan application of the Cashe Loan. You must have the following documents with you that you should make use of the Cashe Loan documents while making the application of personal loan.

  • Photo Identity Proof as well as PAN card.
  • You have to show your latest salary slip and income proof.
  • You must use the Aadhar Card or any identity proof.
  • Permanent Address proof you have to show to get the loan.
  • You need to show up the latest bank statement where your salary is credited.

You need to be well aware of these above factors while you want to get the things done in perfect order. You should take care of the facts that can make things easier and effective for you in all possible manners.

Types Of Personal Loans Available At CASHe

Types Of Personal Loans Available At CASHe

There are various types of personal loans that you will be able to get through CASHe. Different types of loans include car loans, two-wheeler loans, medical loans, education loans, consumer loans, mobile loans, travel loans, and marriage loans. The following are the major types of personal loans options that you will be able to get through the CASHe app:

CASHe 180  

Tenure of the Loan6 months
Minimum Salary required to be eligibleINR ₹22,000
Minimum loan amountINR ₹25,000
Maximum loan amountINR ₹2,10,000

CASHe 270  

Tenure of the Loan9 months
Minimum Salary required to be eligibleINR ₹25,000
Minimum loan amountINR ₹50,000
Maximum loan amountINR ₹2,58,000

CASHe 1 Year (360 Days)  

Tenure of the Loan12 months
Minimum Salary required to be eligibleINR ₹40,000
Minimum loan amountINR ₹75,000
Maximum loan amountINR ₹3,00,000

CASHe 1.5 Year (540 Days)  

Tenure of the Loan18 months
Minimum Salary required to be eligibleINR ₹50,000
Minimum loan amountINR ₹1,25,000
Maximum loan amountINR ₹4,00,000

Other Types Of Personal Cashe Loans Availaible Today  

There are different types of cashe Loans available today that you must be well aware off. You cannot just make your choices in gray. You need to follow some of the essential facts that can make use of the Personal Cashe loans available for you in all possible manner. Some of the key factors that you must be well aware of are as follows:-

  • Instant personal loan.
  • Travel loan .
  • Two-wheeler loan.
  • Mobile loan.
  • Marriage loan.
  • Home renovation loan.
  • Education loan.
  • Consumer durable loan.
  • Car loan.
  • Medical Loan

You can make use of the Cashe Promo code to get some discounts on these mentioned above loans. You must make things work as per your requirements. It will help you to get the desired loans on time. Explore the best loan options that fits your budget and requirements. Otherwise, things can turn worse for you. Cashe offers personal loan based on the loan tenure within a particular point in time.   

The details of getting the loans and its procedures you can get from their sites of paisabazaar.com. It will offer you all the complete details how you can afford these types of loans as you need.

Know Before You Borrow: Things to Consider When Choosing Quick Loan Apps

Things to Consider When Choosing Quick Loan Apps

Read about the factors that are considered when it comes to choosing the right app! If you plan to choose a quick loan app, you must check a few things first. It starts with the following factors:

Easy Application Process

When choosing an instant loan app, ensure the application process is simple and easy. The entire process has to be straightforward and user-friendly.

Always avoid apps with complex application procedures and require too much paperwork. You should be able to complete your application process straight from the smartphone.

Loan Eligibility & Amount

Some of the apps are designed for professionals. On the other hand, when choosing an app, ensure it doesn’t put high bars for loan approvals.

For example, many loan apps require a significantly maintained credit score. Some apps require a good credit score, age limit, etc. 

Interest Rate

Always ensure you get a good interest rate when taking a loan from an instant loan platform. The interest rate decides the overall amount you have to repay throughout the entire lifecycle of your instant loan. Typical

Repayment Options

It’s best to have a flexible repayment option. The repayment option should suit your financial situation. While some of these instant loan providers offer shorter repayment options, others also offer a long tenure.

If you want flexibility with your loan repayments, you should go for providers that allow an extension on your repayment. 

Fast Disbursement

Instant loans are all about your loan getting disbursed as soon as possible. But that’s not always the case. Some instant loan providers often take a long time to disburse the loan amount.

So, when choosing personal loans, ensure you’re getting it from a reliable platform that disburses the loan right after approval. When approved the money should get credited to your account. 

Customer Support

In case you are struggling to get the loan approved or want assistance regarding repayment tenures and flexibility, there should be a customer support team helping you.

Whether during your repayment tentures or during application, the customer support team of the loan platform should help you. So, always choose a platform with a reliable customer support team. 

CASHe 1.5 Year (540 Days)  Reviews – CASHe Review, CASHe Loan Review, And CASHe App Review

Let us go through the reviews that are significant in understanding the apps where you can get a loan. Here are some of the major CASHe loan reviews that you must look for:

Review 1:

Sahidul Haque
Review Source

Review 2:

sujatarkt81
Review Source

Review 3:

amolbarsing946
Review Source

Summing Up  

One of the things we do not like about CASHe is that there is no CASHe loan customer care number for any types of CASHe complaint. Here, the safety factor goes away completely. However, the reviews for the loan platform are mixed. So, check your loans properly, before you get a personal loan. Share with us in the comments section what you think about CASHe.

Read Also:

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Soumava Goswami

Inspired by The Social Network, Soumava loves to find ways to make small businesses successful – he spends most of his time analyzing case studies of successful small businesses. With 5+ years of experience in flourishing with a small MarTech company, he knows countless tricks that work in favor of small businesses. His keen interest in finance is what fuels his passion for giving the best advice for small business operations. He loves to invest his time familiarizing himself with the latest business trends and brainstorming ways to apply them. From handling customer feedback to making the right business decisions, you’ll find all the answers with him!

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Therefore, you will pay less interest if you have a high enough credit score! The interest rates will vary from 1.5% to a maximum of 4%. 3. Flexible Withdrawals There are no withdrawal limits to your loan. You can pocket it all in one go or keep it in your account for the right time! 4. Credit History Not Required While it's beneficial to have a credit history and score, it’s not required here. The company understands that this might be your first loan. Therefore, CIBIL scores are unnecessary for newcomers. However, if you have a CIBIL score, you must ensure it’s above 681. 5. Quick Application If you want a cash loan instantly, complete the online form and get it approved in under 3 minutes! NIRA values your request and your time as well! 6. Get Credited Within 24 Hours Once your loan request gets approved, you will get the money sent directly to your bank account in 48 hours! NIRA Personal Loans Whenever people request loans, banks believe it’s to pay off large amounts of debt. Or maybe start a new business, who knows? However, NIRA has your back if you don’t wish to disclose your reasons for taking a loan. I mean, personal loans should remain personal, right? NIRA Personal Loan Eligibility You can become eligible for NIRA Personal Loans as long as you: Must be a graduate Should have a monthly income of Rs. 12,000 Must be employed Should have a linked Aadhar card Why Apply For NIRA Personal Loans? You should apply for such personal loans because of various benefits like: 1. The Approval Process Is 100% Paperless When you apply for a NIRA Personal Loan, you can do it online, anytime, anywhere. You don’t need to visit their headquarters and sign on piles of documents. Simply go to their official website, and fill out the loan application form in minutes! 2. Super Quick Credits If you want a cash loan instantly, complete the online form and get it approved in under 3 minutes! NIRA values your request and your time as well. Once your loan request gets approved, you will get the money sent directly to your bank account in 48 hours! 3. Lower Interest Rates The interest you pay depends on your credit score. Therefore, you will pay less interest if you have a high enough credit score! The interest rates will vary from 1.5% to a maximum of 4%. 4. Highly Flexible Payment Scheme Unlike pre-set loan amounts and fixed payment terms, NIRA allows you to customize it to your liking. You can get the amount you want and choose the period to pay it off. Pay off in 6 months? Yes, you can! Pay off in 12 months? Sure, why not! NIRA Mobile EMI Loans Having a good smartphone has become a necessity in 2023. A high-end smartphone is a significant investment for work, photography, or gaming. However, most good smartphones that you want cost above Rs. 40,000. Higher-end models by brands like Samsung, OnePlus, iPhone, and Motorola cost a lot. Paying the entire amount upfront in cash can take time and effort. However, paying it in EMI is an option everyone will agree with. Therefore, why not apply for a NIRA Mobile EMI Loan and get the latest smartphones of your dreams? NIRA EMI Loan Eligibility To be eligible for Mobile EMI loans, you: Must be a graduate Should have a monthly income of Rs. 20,000 Must be employed Should have a linked Aadhar card Why Apply For NIRA Mobile EMI Loans? The various benefits of applying for NIRA Mobile EMI Loans are: 1. Easily Liquefiable Paying for a mobile phone way out of your budget can take time and effort. Therefore, save your liquid money for emergencies. Pay for the phone little by little over time! 2. Spend Less, Get More Since you spend only a small amount of money every month, you can save a lot, which is only possible if you pay the entire amount in one go. 3. Zero Stress I know how stressful situations can be when you have a broken phone and no money to buy a new one. However, if you can pay the price in installments, that will take the stress out of you! NIRA Small Loans If you are short of cash to pay for something you need, you should apply for a NIRA Small Loan. These are bite-sized loans that you will get instantly. Since these are small amounts, you can pay them in a few months' time without any high-interest rates! NIRA Small Loans Eligibility To be eligible for NIRA Small Loans, you: Must be a graduate Should have a monthly income of Rs. 20,000 Must be employed You should have a linked Aadhar Card Why Apply For NIRA Small Loans? The benefits of applying for NIRA Small Loans are: 1. The Entire Process Is 100% Paperless When you apply for a NIRA Small Loan, you can do it online, anytime, anywhere. You don’t need to visit their headquarters and sign on piles of documents. Simply go to their official website, and fill out the loan application form in minutes! 2. Super Quick Credits, Directly To Your Bank Account If you want a small loan instantly, complete the online form and get it approved in under 3 minutes! NIRA values your request and your time as well. Once your loan request gets approved, you will get the money sent directly to your bank account in 48 hours! 3. Lower Interest Rates The interest you pay depends on your credit score. Therefore, you will pay less interest if you have a high enough credit score! The interest rates will vary from 1.5% to a maximum of 4%. 4. Flexible Payment Schemes Unlike pre-set loan amounts and fixed payment terms, NIRA allows you to customize it to your liking. You can get the amount you want and choose the period to pay it off. Pay off in 6 months? Yes, you can! Pay off in 12 months? Sure, why not! 5. Want Multiple Loans? No Problem! Since these loans are typically in small amounts, you can apply for multiple small loans at once. You will get what you want if you have a good credit score! Conclusion NIRA loan services have ventured into a section of the Indian money market that hasn’t been explored before. Providing loans in under 2 days just after filling up an application using a mobile phone is something other Indian banks have failed to do. So what are you waiting for? Explore More: Dhani Loans & Services Limited – Background And Services California No Credit Check Loans: A Solution For Those With Poor Credit StashFin Personal Loan Review – Interest Rates, Loan Amount, Eligibility, And More