If you are a salaried professional or a self-employed person, then you might require loans for various purposes. Getting an instant personal loan at a low-interest rate becomes a necessary requirement in such cases. This is where KreditBee can come to your rescue. You can now apply for a loan from the KreditBee App easily.
On the KreditBee loan app, as well as on KreditBee’s website, you will get every detail related to KreditBee loan details and the types of loans offered. Apart from that, you will also get a KreditBee loan amount list on the app.
In this article, we will mainly know about KreditBee, which offers quick personal loans as per the requirement of an individual. Furthermore, you will also get to know about the types of loans and interest rates offered by KreditBee. Moreover, we will also check whether KreditBee is a safe place to get a loan or not. Lastly, we will look at some useful user reviews about the KreditBee loan app.
KreditBee – A General Overview
KreditBee is a platform where multiple non-banking financial services companies offer you loans. The loans are instant, and the amount ranges from INR ₹1,000 to ₹4 Lakhs. You can avail of your loan as per your needs and requirements.
The best part about this app is that you will be able to get your loans fast and easily. Furthermore, the document verification process is also not time-consuming. The process is fast and free of hassles. On the other hand, you will get your loan by showing only minimal documentation through the KreditBee app. All these processes can be done online, in the comfort of your home.
KreditBee Is Safe Or Not: Is KreditBee Safe?
As per our understanding of the KreditBee app, and the website, the platform seemed safe. The KreditBee website claims that they only work with licensed NBFCs of India – “We host multiple non-banking financial companies (NBFCs) who have a license from the Reserve Bank of India (RBI).”
KreditBee Loan Details And KreditBee Interest Rate
The following is the KreditBee Loan Amount List, where you will get all the details of the types of loans KreditBee offers you:
1. KreditBee Personal Loan For Salaried
As a salaried individual, KreditBee offers you a loan of up to 200% of your net monthly salary. Here are some features:
| Loan Factor | What Do You Get? |
| Loan Amount | INR 10,000 to 3,00,000 |
| Rate of Interest | 15.00% – 29.95% (per annum) |
| Time of Disbursement | 1 working day |
| Tenure | 3 to 15 months |
| Minimum Salary Requirement | Net Salary of INR 15,000 per month |
2. KreditBee Online Purchase Loan/E-Voucher Loan
You will get this loan to finance your shopping, but only on the platforms of KreditBee partners. Here are some features:
| Loan Factor | What Do You Get? |
| Loan Amount | – Within the assigned credit limit as per the KreditBee app- Down payment amount selected to purchase the product. |
| Rate of Interest | Up to 24% per annum |
| Time of Disbursement | Instant (only a few minutes) |
| Tenure | Within a year |
| Minimum Salary Requirement | Not Available |
3. KreditBee Flexi Personal Loan
If you are a salaried individual looking for a small-sized loan to take care of small expenses and unexpected emergencies, then this KreditBee loan is the best option for you. Here are some features:
| Loan Factor | What Do You Get? |
| Loan Amount | INR 1000 to 10,000 |
| Rate of Interest | 18.00% – 29.95% per annum |
| Time of Disbursement | Within 15 minutes of application |
| Tenure | Minimum 62 days to 6 months. |
| Minimum Salary Requirement | Net Salary of INR 10,000 per month |
KreditBee Loan Eligibility
All the different types of loans offered by KreditBee that you saw above have their own eligibility and requirements. Here is what you need to know:
1. KreditBee Personal Loan For Salaried
| Citizenship | Indian |
| Age | 21 to 45 years |
| Work Experience | Minimum 3 months (current organization) |
| Minimum Salary Requirement | Net Salary of INR 15,000 per month. |
| Required Documents | – PAN Card- Voter ID Card, Aadhaar Card, Passport- Salary slips- Bank statement of salary account |
2. KreditBee Online Purchase Loan/E-Voucher Loan
| Citizenship | Indian |
| Age | Above 21 years |
| Work Experience | NA |
| Minimum Salary Requirement | NA |
| Required Documents | – PAN Card- KYC Address Proof |
3. KreditBee Flexi Personal Loan
| Citizenship | Indian |
| Age | 21 to 45 years |
| Work Experience | NA |
| Minimum Salary Requirement | Net Salary of INR 10,000 per month. |
| Required Documents | – PAN Card- Voter ID Card, Aadhaar Card, Passport |
How To Get A Loan From KreditBee? – A Few Steps
The following are the steps you need to follow to avail yourself of a KreditBee loan through the app:
Step 1: Login or sign-up using the KreditBee mobile app.
Step 2: Enter your basic information and data, and check your eligibility
Step 3: Upload your KYC and address proofs and verify your profile.
Step 4: Offer your bank account details.
Step 5: Choose the amount and tenure of your loan.
KreditBee Reviews
Although there have been very few KreditBee complaints, here are some of the useful KreditBee reviews that you must check:
Review 1:
Review 2:
Review 3:
Final Thought
As you can see from the article, as well as the user reviews, KreditBee is a safe place to get your instant personal loans from. To avail yourself of a KreditBee loan, all you need is to follow the steps given in this article and fulfill your business or personal needs. Hope that you have found enough details regarding the loans and interest rates of KreditBee in this article. What do you like the best about the KreditBee loan app? Share your reviews with us in the comments section below.
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