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SmartCoin: Information, Eligibility Criteria, Interest Rates, Review & More

SmartCoin Information, Eligibility Criteria, Interest Rates, Review & More

SmartCoin is a great platform for you if you are looking for instant personal loans. SmartCoin comes with an app with the help of which it will get easier for you to get loans easily, within only a matter of minutes. There are various instant personal loans apps like PaySense, India Lends, Money View, and others, but what makes SmartCoin different from them?

In this article, we will discuss the SmartCoin app and how you can get loans from the SmartCoin platform. Apart from that, you will also get to know about the types of loans that SmartCoin offers. Furthermore, you will know about the major features of the SmartCoin app as well. In addition to that, you will also get to look at some of the major reviews regarding the SmartCoin app.

SmartCoin Financials – What Is SmartCoin? 

SmartCoin Financials - What Is SmartCoin

SmartCoin is a platform that connects loan borrowers with lenders that, include Banks and non-banking financial institutions. With SmartCoin, every loan application is sanctioned and approved by the reserve Bank of India. Apart from that, every bank or NBFC that offers loans through the SmartCoin app is also registered under the RBI.

SmartCoin is based in India and focuses mostly on microloans to provide loan offerings to people in the lower and middle-class demographics. The loans are mostly targeted toward self-employed individuals and salaried professionals.

The best part about the SmartCoin loan app is that you will get loans in no time, and you will just have to clear some necessary basic verifications to avail yourself of a loan. All the loans offered by SmartCoin are available fully online. Apart from that, you will not need to keep something as collateral to get loans for yourself.

The process of getting the loan is also safe, and you can do it with your smartphone within a matter of minutes. Furthermore, the rate of interest is also low since these loan options are created by keeping in mind the needs and necessities of people that fall under young and low-income groups.

Benefits You Will Get Through SmartCoin Personal Loans

Benefits You Will Get Through SmartCoin Personal Loans

SmartCoin is one of the best platforms to get loans from if you are looking for instant personal loans of short value. If you avail of loans from SmartCoin, you are sure to get benefitted from the app in many ways. The following are some of the major advantages of the SmartCoin app that you will benefit from if you want to avail of loans:

  • You will get instant loans through your smartphone anywhere and anytime.
  • The loan application process is fast and easy, and it takes barely a few minutes to finish the application.
  • You can get loans for a variety of reasons – medical emergencies, property, education, business, travel, wedding, etc.
  • With just a few verification processes, the approval is also fast. Once the lender verifies your credentials, and CIBIL score, you will get loans instantly.
  • You will not have to keep collateral for the loans that you borrow from SmartCoin.
  • Even if you do not have a credit score, you will still get loans. However, this depends on the lender whom you are choosing for the loans.

Download The SmartCoin App – How To Do SmartCoin Login? 

Download The SmartCoin App – How To Do SmartCoin Login

The following are the ways through which you will be able to download the SmartCoin app on your smartphone:

Step 1: Open Play Store on your Android smartphone.

Step 2: On the search bar, type “SmartCoin.” Tap on the “SmartCoin – Personal Loan App” option. You can also download the app by clicking on the link: https://smartcoin.co.in/#

Step 3: Tap the install button, and then let the download and installation process take place.

Step 4: Once the Google SmartCoin app is installed on your smartphone, you can start the app and then do a SmartCoin loans login to get access to the variety of loan options.

Features Of SmartCoin Loans – SmartCoin Funding  

The following are the major features that you will need to know about SmartCoin if you want to avail of loans from this platform:

Details As Per SmartCoin Website
Loan Amount₹1000 to ₹25,000
Interest Rate– Minimum APR 20% p.a.
– Maximum APR 36% p.a.
Loan TenureThree months to four months – (91 days to 120 days)
Loan Processing FeesNot Applicable
Details As Per SmartCoin App
Loan Amount₹4000 to ₹1,00,000
Interest Rate0% p.a. to 30% p.a. based on the type of loan risk
Loan TenureTwo months to six months (62 days to 180 days)
Loan Processing Fees– Low -Risk Customers: 0%-2.5% of the principal
– High-Risk Customers: 4%-7% of the principal
Eligibility– Must be an Indian Resident- Profession: Self-employed individuals, Salaried professionals, Support executives, and Business Owners- Minimum Income: ₹13,000 p.m.
SmartCoin Customer Care Number/ SmartCoin complaints+91-9148 380504
SmartCoin Emailhelp@smartcoin.co.in

SmartCoin App Review – Top User/ Borrower Reviews  

Here are some of the SmartCoin reviews from users or borrowers of loans:

“I HAVE BEEN USING SMART COIN APP FOR LAST 2 YEARS NOW TAKEN LOAN SEVERAL TIMES PEOPLE WHO ARE DISLIKING THE APP MUST HAVE BAD CIBIL SCORE DUE TO WHICH THEIR LOANS ARE NOT GETTING APPROVED.”

BY :- VEENA RAUTELA

“AS I APPLIED FOR LOAN ON 11TH JULY AND TODAY IS 23RD JULY ALMOST 15 DAYS HAS BEEN GONE, MY LOAN IS APPROVED READY TO RECEIVE ME BUT STILL AMOUNT IS NOT CREDIT IN MY ACCOUNT AND I CALLED SO MANY TIMES TO CUSTOMER CARE ALSO THEY SAID BECAUSE OF TECHNICAL ISSUES YOU HAVE TO FACING THIS PROBLEM AND IT WILL BE RESOLVE AS SOON AS POSSIBLE BUT WHEN WILL YOU RESOLVE ALREADY 15 DAYS HAS BEEN COMPLETED.”

BY :- KIRTI CHAUHAN

“E-MANDATE ISSUE & REPAYING THE AMOUNT BEFORE OR ON TIME THEN ALSO THE LIMIT NEVER GET INCREASED. JUST DISGUSTING.”

BY :- NILAY MUKHERJE

Summing Up  

Hope this article was helpful for you in giving you a better idea of the SmartCoin app platform. If you are looking for instant loans, there are hardly any platforms that can be considered better than SmartCoin. However, the rate of interest at SmartCoin is slightly higher than some of the most popular loan apps in India. What do you like the most about the SmartCoin platform? Share your experiences with us in the comments section below.

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Solar Energy In The US

Solar Energy In The US: Essential Things To Know About It

Today, our earth's resources are depleting at a faster pace. Due to increased fossil fuel consumption, the limited resources are getting depleted faster. So, Solar energy in the US has become the prime source of energy consumption in different sectors of the economy. The future of Solar energy in North America is quite bright. The adoption of solar energy in North America is increasing at a rapid scale. Statistics show that 30% of the electricity generation in the US will be done through Solar energy by 2030. Solar energy is one of the cheapest sources of energy available on earth today. You need to make use of this energy to use less of the existing resources on this planet. The procurement process just you need to know. What Are The Uses Of Solar Energy In The US? There are several forms of solar energy in the US. You must be aware of it while making your choices in the correct direction. Some of the key uses of solar energy in US are numerous, and you need to know more about it. 1. Residential Solar Power Solar energy in the US has lots of potential that you need to take care off if you want to know its impact on the US economy. Many homeowners in the US install solar panels on their rooftops to generate electricity for their homes. Residential solar power systems can help reduce electricity bills and contribute to a more sustainable energy future. You must be aware of it while attaining your needs with clarity. 2. Commercial & Industrial Solar Power Businesses and industries utilize solar energy to power their operations. Large-scale solar installations on commercial and industrial buildings or on nearby solar farms contribute to meeting energy needs. Thus, it largely reduces the environmental impact. Once you follow the perfect process, things can become easier for you to reach your objectives with ease. Ensure that you follow the correct process, that it can make things easier for you and meet your needs with ease. 3. 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Signs Your Boss Wants You To Leave

10 Signs Your Boss Wants You To Leave- How To Find Out?

How would you know if your boss is trying to squeeze you out of the company? Is he trying to make you leave the company on your own? Read this article to get a idea to know the Signs Your Boss Wants You To Leave. If you are having this feeling that something fishy is going on with your boss's behavior towards you, then keep on reading. Top 10 Signs Your Boss Wants You To Leave Do you feel that something is going on with how your boss is behaving with you or, rather, not behaving the way they used to behave?  If you are given such hints that you are on the verge of being let go, then don’t panic unless you are absolutely sure. What’s the use of panicking and hyperventilating for nothing? So hang on and go through these signs that might suggest your boss wants you to leave.  1. Don’t Get Challenging Assignments Are you all of a sudden not getting any challenging or important assignments like before? 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You Are Not Included While Making Business Plans While you were once always a part of meetings when discussing business plans, you are not anymore. Maybe once or twice, your boss might say you were not called by mistake, but when it continues to happen, it is not a mistake anymore.  You are being ignored and not given the respect that you deserve, this is a clear sign your boss wants you to leave, and you need to move on. Signs Your Boss Wants You Gone - What To Do? You have just understood the major signs that your boss is signaling to you so that you must leave. It is understandable that it is not fun being in this situation, and it not only impacts your self-esteem but also affects your mental well-being as well. You are not only getting sidelined and ignored but you are also dismissed and excluded. 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This will help you to cool down your mind and make better decisions. 3. Think About The Work Environment You Want In Future Ask yourself questions about what type of company culture you actually want. Try to make a list of the major no-nos in a workplace according to you. This will help you find a better job. 4. Request Your Boss For A Face-To-Face Meeting Although you cannot know your boss’ intentions with certainty, you shall still clarify what you can do better to improve your relationship with your boss. If it’s not doable, then you always have the option to leave. 5. Start Looking For A New Job You must move away from your current job if you are not receiving any feedback on your work. Find a job that matches your skills better, as well as your personality. 6. Understand That This Is Just A Phase In Life Nothing in life is permanent, and the situation that you are facing shall also end at some point. So, get hold of your life, stop whining, and just get a new job. 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Develop An Employer Brand Strategy

Develop An Employer Brand Strategy With These Tips

Managing a growing company is more than a little challenging. When you wish to develop an e there are specific things that need to be addressed, and you also need to set goals. Here are some measurable goals for your employer's brand strategy: Increase the number of job applicants Better quality candidates Find ways to improve the candidate’s engagement with your brand Nurture an awareness of the brand among employees Build a solid reputation as an employer If you want some professional help with developing your employer brand strategy, there are affordable HR services outsourced from a leading HR agency. This is one of many services the HR agency offers small businesses. They handle risk assessment support, annual leave, workforce management, and recruiting. Choose Your Ideal Candidate Start by defining traits that you wish to see in candidates, such as hardworking, punctual, loyal, a person with a level of diplomacy, and some you can rely on. Your management team should sit down and collaborate to create the ideal candidate. Never mind that this is a purely fictitious exercise, at least you will know what your ideal candidate looks like. Create An EVP This document is called an Employee Value Proposition, which looks at the employees and their perceived values working for the organization. The document can be long at the outset and gradually reduced to a few pages by using a skilled copywriter. Typical elements include pay, working conditions, performance bonuses, perks, and the company culture. The Power Of Visual Branding Use actual images of your employees in all relevant documents and paperwork, which gives employees a sense of belonging. You could create a short video to show what it is like to work for your organization, which would certainly impress new candidates. List Effective Communication Channels There are many ways to communicate with your employees, such as: Company website/ careers page Social media Review websites Email Events Job advertisements Listing these allows you to work on strategies that ensure you are using all of the right channels to communicate with the outside world. Create The Right Content Make videos to celebrate business or employee successes. If one of your employees takes part in a sponsored event, include that in your monthly newsletter. Create quality content for your social media channels, as this is vital for developing an employer brand. If you don’t have an employee to manage content creation, this is something you can outsource to a local HR agency. Let a team of experts start creating content for all your channels, putting out the right messages in the right places. Tracking & Measuring Of course, you do need to track and measure performance. A leading HR agency can collate all your data and accurately measure performance while making positive recommendations on how to improve. You should make good use of all your data when measuring performance. A local HR agency would be able to do this using your existing data. As a conclusion, if you wish to develop your employer brand strategy, all of the above aspects need to be included in your plan. You may not have the time to carry out this work, which is why you should contact a leading HR agency with experience in your sector and let the experts help you develop a strong employer brand. Consistency is a critical factor when aiming to develop an employer brand strategy. You need to constantly review what you are doing and check that you are accurately measuring results. Additional: HYIP Projects: Features How To Text Your Boss You Can’t Come In 10 Signs You Are Being Groomed For Promotion

6 Tips For Doing The Car Shipping To Georgia Process Right

Have a brand new set of wheels that you need to bring to Georgia? That’s one of the many reasons why you may need car shipping services. Spending a few months in this state, relocating, or simply buying a new car will all require you to think about the method of transporting it that doesn’t involve you driving. While you may like driving in general, covering those rather long distances is never pleasant. Plus, that would eat away at your time and your budget, which is, of course, why you’re looking into that second option. In other words, you want to ship car to Georgia and not drive it, because that’s the much more convenient option. Shipping is easier and safer. No question about that. So as to be sure you’re getting the most out of the service, though, you’ll need to learn how to do the shipping process the right way. Do you have any ideas about what it is that has to be done when aiming at completing the whole procedure successfully? Sure, you won’t be driving, but you still have some responsibilities before the auto reaches the hands of the professionals. You’ll have some responsibilities even after that. That doesn’t take away from the convenience of the shipping option, though, don’t worry. It does, however, make it clear that you have to put some effort into doing this right as well, and if you’re not exactly certain what it is you should do, reading on will help you get a clearer idea about that. 1. Be Careful Who You Work With Number one thing you have to remember – it matters who you work with! It matters a lot. In fact, it’s the single most significant thing here, as the quality of the entire transportation service will, naturally, depend on the professionals that will be moving your car to Georgia. Being reckless about making this choice won’t do you any good, then. Here’s what you have to know before transportation: https://cubeduel.com/car-shipping-5-things-you-need-to-know-before/ What’s the opposite of being reckless? In my world, and probably in yours as well, it’s being careful. Selecting the firm you’ll be working with carefully, that is, after doing quite a lot of thorough research on different companies, is the way to go. Your car will thank you if you’re careful, and you will thank yourself as well, as this will result in getting the perfect transportation services. 2. Start Searching FOR THE Service IN Advance Searching for the service on time is another prerequisite to being happy with the quality you’ll get. Why? For several reasons. First off, when you search for the service on time, you’ll be able to get it on time, not worrying that your car will be late to the party, so to speak, that is, not worrying that it will arrive in Georgia later than expected. And then, when you make arrangements in advance, you won’t have to use the expedited solution, which costs more, meaning you’ll also save some money. Read Also: An Essential Guide To Setting Up Your Shipping Container Office 3. Don’t Wait For The Last Minute To Get Your Documents Prepared Waiting until the last minute to find these services is, as explained, not a good idea. However, if you do wind up doing this, you’ll still be able to have your auto-shipped, thanks to the expedited solution. Waiting for the last minute to get your documents ready, however, could cause some delays, and those would be your fault. The professionals that will be moving your vehicle to Georgia will need proof that you own the actual vehicle, and possibly some other documents as well, and it is your responsibility to get those prepared on time. 4. Don’t Leave Things That Could Be Damaged Inside The Vehicle A lot of people assume that there’s absolutely no reason for them to go through the inside area of their auto and think about what to do with the personal things that are in there. While your car will be locked during transport, some things you leave inside could get damaged. Therefore, proper preparation is a must and it, among other things, such as those listed here, included removing those items from the vehicle. 5. Communicate With The Pros Openly And Ask Your Questions Communicating with the professionals before and throughout the process is another significant thing. Asking your questions before making arrangements is important, so as to know what to expect. But, you can also ask questions during the procedure, so as to check for progress and get an estimate on the delivery time. 6. Remember To Do The Inspection Upon Arrival You’ll still have one more thing upon delivery, of course. Inspect the automobile. Why? It may have gotten damaged during transport, and that kind of damage is the responsibility of the company that has transported the car, meaning that inspecting and identifying the damage could result in you getting adequately compensated. Read Also: How To Start A Logistics Company? An Expert Guide